Low Rate Vehicle Finance
🔍 Why Choose a Personal Loan
No Asset Required for Security
Unlike secured loans, personal loans don’t require you to offer up your vehicles or other assets as security. That means faster approvals and less paperwork — perfect for private sales and auction purchases.
Fast Access to Funds
With Fundsie, most personal loan approvals happen within 24–48 hours. Whether you’re bidding at auction or finalizing a private deal, you’ll have the funds ready when you need them — no delays, no stress.
One Simple Loan for Everything
Need to cover registration, towing gear, insurance, or travel costs? A personal loan lets you bundle everything into one easy repayment — no juggling multiple lenders or credit cards.
Flexible Loan Terms
Choose a repayment schedule that fits your budget — from 12 months to 7 years. Whether you want to pay it off fast or keep your weekly repayments low, Fundsie gives you full control over your loan term and structure.
Secured Personal Loans from $10,000 to $150,000 Lower Rates, Higher Confidence
Looking for a personal loan with lower interest rates and flexible terms? A secured Personal loan lets you borrow against an asset — like a vehicle, caravan, — to unlock better rates and higher approval odds. At Fundsie, we tailor secured personal loans from $10,000 to $150,000 to suit your financial goals, whether you’re upgrading your ride, consolidating debt, or funding a major purchase. This is ideal if you are looking to purchase a Vehicle and want to Consolidate Debts & some spare cash for a holiday!
Competitive fixed and variable rates from trusted Australian lenders
Use your asset as collateral for stronger loan terms
No hidden fees, no nonsense — just smart finance
Fast approvals and personalised support from your local Fundsie broker
Unsecured Personal Loans — Fast, Flexible, No Collateral Needed
Need funds without tying up your assets? Our unsecured personal loans offer fast access to finance with no collateral required. Whether you’re planning a holiday, covering unexpected expenses, or investing in your lifestyle, Fundsie makes it simple and stress-free.
Borrow up to $80,000 with no security required
Fixed monthly repayments for easy budgeting
Quick online application and same-day approvals
Trusted by aussies for honest, efficient finance
We work with a wide network of lenders to find the best unsecured loan for your needs — even if the banks say no.
How It Works
- Tell Us What You Need
- We Search the Market
- Choose Your Best Rate
- Apply with Confidence
- You receive funds direct to your bank account
Looking for a personal loan that fits your budget and lifestyle? Fundsie makes it fast, simple, and stress-free.
Start by answering a few quick questions — no paperwork, no credit check. Just let us know how much you want to borrow and what it’s for.
We instantly compare rates from trusted lenders across Australia. You’ll see your best options side-by-side, with no hidden fees or confusing fine print.
Pick the loan that suits you — whether it’s lowest interest, flexible repayments, or fast approval. You’re in control.
Once you’re ready, we’ll guide you through the application. Our team handles the legwork, and your credit score stays protected until you’re ready to proceed.
Once Approved Funds are usually transferred same day into your nominated bank account
Car Loan Calculator
Use our built-in loan calculator to estimate your repayments. Just enter:
Car purchase price
Deposit or trade-in amount
Preferred loan term (7 Years Maximum)
Estimated interest rate
You’ll instantly see:
Weekly, fortnightly, and monthly repayments
Total interest paid over the loan term
Total Amount Repayable ( This does not consider if you re pay out the loan early)
Reasons to Choose Fundsie
No Credit Impact
Rest easy knowing your credit score won’t be affected.
Flexible Loans
We offer various loan options to fit your budget.
Quick Approvals
Get your financing approved in no time.
Local Support
Our team is here to assist you every step of the way.
