Low Rate Vehicle Finance
🔍 How Car Finance Works
Get a Quick Quote
Start with a no-obligation quote — it won’t affect your credit score. Just tell us what you’re buying and how much you want to borrow.
Use Our Car Loan Calculator
Want to know your weekly repayments before you commit? Use our Car Loan Calculator to estimate your costs based on:Loan amountInterest rateDeposit or trade-inLoan term (1–7 years)You’ll see your estimated repayments instantly — weekly, fortnightly, or monthly.
Compare Your Best Rates
We search across trusted lenders to find competitive caravan finance options. You’ll see real rates, not estimates, with no hidden fees.
Apply with Confidence
Once you’ve found the right loan, we’ll guide you through the application. Most approvals happen within 24–48 hours.
Car Finance for New Vehicles
Drive away in your dream car sooner. From sleek sedans to rugged SUVs, Fundsie offers fast, flexible finance for brand‑new vehicles.
- New cars from dealers or car brokers
- No Deposit Required (Subject to lender approval)
- Hybrids & EVs
- American Style Vehicles
- Off-Road 4x4
- Prestige & Exotic
We’ll assess your current position and show you what’s possible—no pressure, just clear, honest advice.
Car Loan Calculator
Use our built-in loan calculator to estimate your repayments. Just enter:
Car purchase price
Deposit or trade-in amount
Preferred loan term (7 Years Maximum)
Estimated interest rate
You’ll instantly see:
Weekly, fortnightly, and monthly repayments
Total interest paid over the loan term
Total Amount Repayable ( This does not consider if you re pay out the loan early)
Reasons to Choose Fundsie
No Credit Impact
Rest easy knowing your credit score won’t be affected.
Flexible Loans
We offer various loan options to fit your budget.
Quick Approvals
Get your financing approved in no time.
Local Support
Our team is here to assist you every step of the way.
Frequently Asked Questions
How does car finance work?
We help you compare lenders, find a suitable loan, and guide you from quote to settlement. You choose the loan amount and term, we match you with options, and once approved, funds are paid to the seller at settlement.
What loan terms can I choose?
Most car loans run from 1 to 7 years. Shorter terms mean higher repayments but less interest overall; longer terms reduce repayments but increase total interest. We’ll help you balance cash flow and total cost.
Do you offer no‑deposit car loans?
Yes, many lenders allow $0 deposit for eligible applicants. If you prefer, you can use a deposit or trade‑in to lower repayments. Approval depends on your profile and the car being financed.
Can I get pre‑approval before I start shopping?
Absolutely. Pre‑approval gives you a clear budget and strengthens your negotiating position. It’s obligation‑free and helps you move fast when you find the right van.
Do you finance private sales as well as dealers?
Yes. We can finance dealer purchases, private sales, and auctions. We’ll run checks (like PPSR) and coordinate paperwork so the handover is smooth and secure.
Will you finance used or older Cars, Classics & Imports?
Generally, yes, subject to lender age/condition guidelines. Many lenders accept late‑model used cars, classic cars, hybrids, Evs, and custom vehicles. We’ll confirm eligibility and any inspection requirements up front.
What documents do I need? Are low‑doc options available?
Typically ID, income evidence, and details of the car and seller. Self‑employed? We have low‑doc options with alternative income verification. Requirements vary by lender; we’ll keep it as light as possible.
Can I add a balloon/residual to reduce repayments?
In many cases, yes. A balloon lowers your regular repayments with a larger amount due at the end. It can improve cash flow but increases total interest—make sure the final amount aligns with expected resale or savings.
Can I include extras and on‑road costs in the loan?
Often yes. Acessories (Tint, Mats, Paint Protection, towing gear, insurance, and on‑road costs can sometimes be bundled. Tell us what you want included and we’ll structure the application accordingly.
How long do approval and settlement take?
Straightforward applications can be approved quickly, with many settling within 24–48 hours once documents and seller details are sorted. Complex or low‑doc deals may take a little longer.
